FHA Streamline | Quicken Loans Racing
Get started today! Call (800) 985-3988
Get started today!
Call (800) 985-3988
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FHA Streamline Features

  • Put your savings in first place! Save money with a lower rate and payment on your FHA loan.
  • Race to closing with no appraisal, lower credit requirements, and limited documentation.
  • Got an FHA loan with a rate higher than today’s rates? Owe more on your mortgage than your home is worth? Get in the driver’s seat of an FHA Streamline!

Find out more information at QuickenLoans.com


*Based upon total loans closed 1/01/2012 through 6/30/2013
Closed client surveys - see details

Based upon a Quicken Loans market research questionnaire of clients whose loans closed between 1/1/2012 and 1/31/2013.

Show/Hide Assumptions
  • Mortgage rates could change daily.
  • Actual payments will vary based on your individual situation and current rates.
  • Some products may not be available in all states.
  • Some jumbo products may not be available to first time home buyers.
  • Lending services may not be available in all areas.
  • Some restrictions may apply.
  • Based on the purchase/refinance of a primary residence with no cash out at closing.
  • We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; and an escrow account for the payment of taxes and insurance.
  • The lock period for your rate is 45 days.
  • The loan to value (LTV) ratio is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
  • Please remember that we don’t have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn’t match our assumptions. To get more accurate and personalized results, please call (800) 251-9080 to talk to one of our mortgage experts.
  • FHA Streamline: Rate is fixed. The payment on a $203,500, 30-year fixed rate loan at 3.25% and 70% loan-to-value (LTV) is $1017.77 with 2.125 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 1.30% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the 1.30% monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.13%.

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